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Iowa Student Loan Repayment for Teachers

Student loan repayment programs in Iowa that are open to teachers, plus federal programs you can use in Iowa. Each links to the official source.

Iowa programs

Teach Iowa Scholar Program

Iowa Department of Education, Iowa College Aid

Teachers

Award
Up to $4,000 a year
Who it's for
Teachers in designated shortage areas in Iowa.
Service required
Full-time teaching in a shortage area, up to five years.

Last checked Oct 21, 2026 · Official source ↗

Federal programs for teachers in Iowa

Teacher Loan Forgiveness

U.S. Department of Education, Federal Student Aid

Teachers

Award
Up to $17,500
Who it's for
Full-time teachers in low-income schools or educational service agencies.
Service required
Five complete and consecutive academic years of qualifying teaching.

Last checked Oct 21, 2026 · Official source ↗

Perkins Loan Cancellation

U.S. Department of Education, Federal Student Aid

Teachers Public service Any field Nurses

Award
Up to 100% of a Perkins Loan
Who it's for
Perkins borrowers in qualifying jobs such as teachers, nurses, law enforcement, firefighters and others.
Service required
Qualifying full-time service; cancellation builds year by year.

Last checked Oct 21, 2026 · Official source ↗

Public Service Loan Forgiveness (PSLF)

U.S. Department of Education, Federal Student Aid

Any field Public service

Award
Remaining Direct Loan balance forgiven
Who it's for
Borrowers working full time for a government or qualifying nonprofit employer.
Service required
120 qualifying monthly payments under a qualifying repayment plan.

Last checked Oct 21, 2026 · Official source ↗

All Iowa programs · Teachers in other states · Eligibility quiz