Student Loan Calculators

Free estimators built on the formulas Federal Student Aid publishes. Results are estimates; your servicer calculates your actual payment.

• RAP and IBR payment estimator
  Estimate your monthly payment under the new Repayment Assistance Plan and Income-Based Repayment.
• PSLF progress estimator
  See how many qualifying payments you have left and your estimated forgiveness date.
• Forgiveness tax guide
  Which kinds of forgiveness are taxable in 2026 and later.